Why choose Mortgage Vision?

Let Mortgage Vision do the running around to find the best home loan solution for you so you can spend more time doing the things you would rather be doing!

Advantages of choosing Mortgage Vision

30 years experience in banking and mortgage broking
Licensed Finance Broker #2219
Diploma in Financial Services
Fully accredited MFAA and PLAN Australia member
Nominated PLAN Australia Broker of the year 2004, 2005
PLAN Australia Platinum Sales Master 2006, 2007
Accredited with more than 28 lenders and their products
Ongoing loan support after settlement of property
Professional, obligation free consultations
Based in Perth, Western Australia
Available to clients nationwide, by appointment 7 days a week

Contact Us

Phone:	(08) 9368 0067
Fax:	(08) 9367 3706

Shelley	0418 952 966	shelley@mortgagevision.com.au
Kim	0448 740 067	kim@mortgagevision.com.au

First Home Buyers NewsFree Home Magazine

Revised First Home Buyers Grant - all you need to know

First home buyers who purchase an established home or sign a contract to build a new home from Jan 1 2010 will receive a grant of $7000. The grant is capped at $750,000 house price for WA under 26th parallel and $1,000,000 above.

Please refer to www.firsthome.gov.au for other states and territories.

Stamp duty will be $0 for house purchases up to $500,000 and pro-rata to $600,000 in WA. For land purchases, $0 up to $300,000 and pro-rata to $400,000 in WA.

Please refer to www.firsthome.gov.au for other states and territories.

A further $2,000 REBA grant is also available in WA for purchases on established houses up to $400,000. Conditions apply.

We can guide you through the process of purchasing your first home.

From initial consultation about your financial situation and borrowing capacity, to applying for your loan through your chosen financial institution to helping you complete the First Home Owners Grant Application and Home Buyers Assistance Fund (REBA) application (if applicable), right through until settlement.

We are available for any post settlement queries you may have and future borrowing.

We can also refer you to a reputable settlement agent, real estate agent, house/land package builder, insurance broker, financial adviser and accountant should you require these services.
Free Home Buyers Guide is available through Mortgage Vision. It gives you endless information about buying your property and what you need to know.

For more info for first home buyers and the grants available, click here.

A Testimonial By One Of Our Many Happy Clients

Shelley provided an excellent and professional service throughout my loan application process. I would like to thank her for giving me the best solution for my situation.

Mario Satrio-Langford

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Perth Mortgage Broker

Mortgagee is the legal term for the mortgage lender. The main function of the mortgage is to provide security to the lender. Given the large sum of money involved in financing a property, Perth mortgage broker will usually want security for the loan that will provide a claim upon that security and will take precedence over other creditors. A mortgage accomplishes this security. The lender loans the money and registers the mortgage against the title to the property. The borrower gives the lender the mortgage as security for the loan, receives the funds, makes the required payments and maintains possession of the property. Mortgage Vision is a Perth Mortgage Broker. The borrower has the right to have the mortgage discharged from the title once the debt is paid. If the mortgagor fails to repay the loan according to the conditions set forth by the lender, then the mortgagee reserves the right to foreclose on the property. For more details on Perth Mortgage Broker click here. >>>

Buyer First Home Loan

Buyer first home loan: A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. Visit other sections to have full details on buyer first home loan. The term comes from the Old French "dead pledge," apparently meaning that the pledge ends (dies) either when the obligation is fulfilled or the property is taken through foreclosure. Browse the menu for more infos on Buyer first home loan. >>>